Izvestiya of Saratov University.
Economics. Management. Law
ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)

Economic

Theoretical Approaches to the Study of the Information Economy at the Macro Level

The article presents some theoretical approaches to the analysis of the information economy at the macro level. The definition of the information economy is given, and its features are listed. Among them are: specific theory of value, the law of increasing returns, low transaction costs, information economic relations. Theoretical analysis. The author considers the concept of aggregate demand and aggregate supply in the market of information products and services.

Trends in the Development of the Russian Insurance Market

The article examines the trends in the Russian insurance market from 2005 to 2012. The paper presents the characteristics of Russian insurance companies are analyzed following data: the number of insurance organizations, the average number of insurance agents, the number of contracts, reviewed the financial performance of insurance companies from 2005 to 2012. Theoretical analysis. The paper shows that the collected insurance premiums are higher in mandatory insurance than in voluntary insurance. Results.

Mechanism of Neoindustrialization: Methodology of Justification

The mechanism of implementation of neoindustrialization of economy is an object of the research of economic science. Due to the short time the researches of the problems of neoindustrialization and complexity of modern economic situation, the changes of the legislation, the formation of new economic policy the problem of creation of the effective mechanism of implementation of the process of neoindustrialization of Russian economy and also the allocation and the involvement of the factors of its use requires serious study. Theoretical analysis.

The Essential Characteristics of Intellectually-information Capital

Modern stage of development of the economy suggests that in all spheres of human activity information and knowledge form the new «specific» resource – intellectual-information capital, which in conjunction with the high-quality labor force, is the source of productivity growth and competitiveness, both at the micro and macro level. Methods. Development of methodology of research of intellectualinformational capital involves the application of methods of complex and system approach, reflecting the multi-level analysis of the investigated object.

Directions of Industrial Clusters in Russia

Introduction. At present, the Russian in the formation of industrial clusters, the first priority is to develop machine-building enterprises of new skills and the development of internal capabilities that impact, ultimately, on the development of the entire regional economy. The paper presents an integrated approach to the optimization of economic relations of industrial enterprises, clusters, and presented directions of cluster economy as a whole. Methods.

Agency for Housing Mortgage Lending: Role in the Organization of Mortgage Lending in Russia

Introduction. In Russia, the mortgage system is still under development. Important role in the development of mortgage undoubtedly plays Mortgage Agency, which determines the relevance of the chosen research topic. Methodology. Mortgage – secured by real property, i.e. relationship to ensure performance of the principal obligation by providing the mortgagee in the event of nonperformance or improper performance by the debtor of the principal obligation of the preemptive right to meet their demands by collateral. Results.

Specificity of the Conflicts in the Taxation

Introduction. Taxes are a source of acute contradictions between state tax authorities and taxpayers that are updated by the development of theoretical and methodological approaches, consistent procedures for resolving major conflicts in the system of tax relations and improving tax administration. Theoretical analysis. Opposed interests of tax relations, and a variety of objects tax regulations give tax conflicts different character and motivation.

Perspectives of Creation Innovative Clusters in the Life Sciences

Introduction. The problems of practical use of discoveries in the sphere of life sciences, especially genomics, attracts the attention of many researchers. This raised the question of innovation cluster creating in the sphere of genomics. Theoretical analysis. The papers examines the questions of possibility and advisability of creating clusters in the field of life sciences. The research is based on foreign experience in network structures creating in the field of life sciences in leading research centers.

Methodical Approaches to the Estimation of Influence of Factors of External and Internal Environment on Consumer Behavior when Selecting High-tech Products

Introduction. In modern conditions is one of the main directions of improving the efficiency of the implementation of high-tech products put on the market the innovative community is the study of consumer behavior when choosing this product, factors influencing this process. Theoretical analysis. In the article considers the factors influencing consumer behavior in choosing high-tech products.

Models of Interaction of University and Region

Introduction. The urgency is determined by increasing of studying of the problems of interaction the university and the region -is so-called «third role» of universities – the University of interaction with the region. Theoretical analysis. In modern foreign studies on the theory and methodology of innovative development identifies new trends and properties of the interaction of science, business and government.

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