Научная статья

This article describes the theoretical material, the author says, proves illegitimacy of the inclusion of credit in the financial resources of the state. There is reason to believe this is not the result of neglect of owners of loan capital to the provisions of financial and credit of science, and their business interests, which sometimes do not coincide with the interests of the state.

In article conceptual bases of working out of an industrial policy of the Saratov area are considered. The author also proves necessity of realisation of a regional industrial policy by a program method.

The article is devoted to the reproduction, information, innovative approaches to transformation of social-economic content consumption From these positions are investigated changes in the role, structure, functions of consumption, its subjects and objects, forms of implementation and results, taking place under the influence of informatization and globalization of society and the economy.

Article is devoted features of formation of an innovative business environment in the Russian conditions. The innovative business environment is, now, at a formation stage, therefore practically there is not is innovative-active population, stimulation of innovators to business, businessmen to active introduction of innovations in manufacture, the mechanism of a birth of innovations, their conclusion to the market and introductions in manufacture.

The article analyzes the economic growth of Russia, sigma and beta convergence according to the data socio-economic development for 1999 and 2010 years.

The article provides a critical assessment of methodological approaches to Public-Private Partnerships (PPPs) that researchers and practitioners in Russia employ. The study explains the reasons behind a broad interpretation of the term ‘a partnership’ in the literature and by policy makers, as well as the consequences that disregard the principal defining characteristics of a PPP. The article shows that a distorted understanding of the partnership meaning has led to inflated numbers of PPPs at the municipal level.

The forms of internet-technologies based business development are analysed in the article. Among these forms there are: providers services; e-commerce; e-advertisement, financial services; information, consulting, marketing services; paid communication; WEB-mastering; net-marketing; developing of program software and e-commodities; educational services; net gambling; e-labor exchange; internet-franchising; internet-leasing.

The conversion as a way of a plant renewal within the framework of the organizational life cycle is considered in the article. On a base of varies organizational life cycle models comparison, integrated model is suggested, the organizational life cycle stages complied with new production are revealed.

This article discusses the theoretical aspects of management accounting in organizational and economic mechanism of foreign trade activities. Increased international competition, the increasing role of non-financial indicators of industrial competitiveness determines the relevance of this article. Blocks interaction management subsystems allows monitoring conjunctural changes, respond to them quickly and make management decisions towards the development of foreign trade as well as the enterprise.

The article describes the perspectives and problems of individual banking products and products for the large number of clients. Basically the proposed study offers a new look of selling banking products, includes a perspective from the client to the bank’s offer.