Izvestiya of Saratov University.

Economics. Management. Law

ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)


Full text PDF(Ru):
Language: 
Russian
Heading: 
Article type: 
Article
UDC: 
33-06

Basic Knowledge Standards for Evaluating Financial Literacy of Adults Population

Autors: 
Mityaeva Nataliya Vyacheslavovna, Saratov State University
Abstract: 

Introduction. The article reflects the basic requirements for the results of the financial literacy system for the adult population. Theoretical analysis. The standard of basic knowledge is a tool in the field of education, fixing the level of knowledge that determines financial literacy. Empirical analysis. Financial knowledge is applied in nature, is a set of information and skills that have the property of universal applicability and are objectively necessary to maintain and improve financial well-being in daily life. Results. As a part of the implementation of the National Strategy for Financial Literacy in the Russian Federation for 2017–2023, the considered standards of basic knowledge for adults can be used in the process of developing regional programs aimed at a wide target audience, they can serve to identify factors and barriers to increasing the level of financial literacy of the Russian population, create effective tools for measuring the results of activities and a qualitative assessment of the results of work. The article was prepared as a part of the Project of the Ministry of Finance of the Russian Federation and the World Bank “Promoting Improving the Level of Financial Literacy of the Population and the Development of Financial Education in the Russian Federation”.

Reference: 
  1. Mitiayeva N. V., Orekhova Ye. A., Bobkova A. D. Gaining competence in the field of financial culture. Vestnik of Saratov State Socio-Economic University, 2017, no. 3, pp. 136–140 (in Russian).
  2. Mityaeva N. V. Continuous improvement of financial literacy is an important condition for the formation of professional competencies in the field of entrepreneurship. In: Formirovanie sistemy nepreryvnogo biznes-obrazovaniya v Rossii: teoriya i praktika [V. I. Grishin (ed.). Formation of a system of continuing business education in Russia: Theory and practice]. Moscow, Plekhanov Russian University of Econimics, 2018, pp. 106–113 (in Russian).
  3. G20/OECD INFE Core competencies framework on financial literacy for adults. Available at: https://www.oecd.org/daf/fin/financial-education/Core-CompetenciesFramew... (accessed 1 February 2020).
  4. Katkova М. A., Titova Yu. S. Digital Economy: Content and Development Trends. Izv. Saratov Univ. (N. S.), Ser. Economics. Management. Law, 2019, vol. 19, iss. 3, pp. 257–264 (in Russian). DOI: https://doi.org/10.18500/1994-2540-2019-19-3-257-264
  5. Rud E. M., Rud A. E. Organization Competitiveness as an Institutional Regulation Object. Izv. Saratov Univ. (N. S.), Ser. Economics. Management. Law, 2019, vol. 19, iss. 2, pp. 142–146 (in Russian). DOI: https://doi.org/10.18500/1994-2540-2019-19-2-142-146
  6. Order of the Government of the Russian Federation of September 25, 2017 no. 2039-p. Available at: http://static.government.ru/media/files/uQZdLRrkPLAdEVdaBsQrk-505szCcL4P... (accessed 1 February 2020) (in Russian).
  7. Financial literacy rating of Russian regions – 2018. Analiticheskii tsentr NAFI (NAFI analytical center. Site). Available at: https://nafi.ru/projects/finansy/reytingfinansovoy-gramotnosti-regionov-... (accessed 1 February 2020).
Received: 
25.08.2020
Accepted: 
26.10.2020
Available online: 
30.11.2020