Izvestiya of Saratov University.

Economics. Management. Law

ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)


Full text PDF(Ru):
Language: 
Russian
Heading: 
Article type: 
Article
UDC: 
347.441

Value of the Legal Nature of Credit Obligations in the Right Application Mechanism

Autors: 
Michurina Elena Alexandrovna, Saratov State Law Academy
Abstract: 

The role of the credit relations and their major component credit obligations increases in economy and a financial system of the Russian state, satisfaction of needs of citizens. There is an objective need of research of the legal nature of the credit agreement and reflection of its elements by jurisprudence as incompleteness of theoretical researches is reflected in equipment of right application. Methods. The author uses general scientific and is private legal methods for research of the legal nature of the credit agreement. Results. Russian legislation there is no uniform, scientific and reasonable approach to understanding of the credit obligation now. The Civil Code of the Russian Federation considers the credit contract as an independent type of contracts and the basis of emergence of obligations, however, owing to the direct indication of standards of Civil Code, the credit relations are regulated by regulations on the loan agreement. Conclusion. The detailed regulation of the relations arising after the conclusion credit is necessary for permission of disputable situations arising in practice fullest and the correct perception of credit obligations by the domestic legal doctrine. The actual decision is the legislative base regulating an order of the conclusion, execution, cancellation of the credit agreements.

Reference: 
  1. Nauchno-prakticheskij kommentarij k osnovam grazhdanskogo zakonodatel’stva Sojuza SSR i sojuznyh respublik. Pod red. S. N. Bratusja, E. A. Flejshic [The scientifi c and practical comment to bases of the civil legislation of USSR and federal republics. Ed. By S. N. Bratus, E. A. Flejshic]. Moscow, 1962. 419 p.
  2. Kompaneec E. S., Polonskij Je. G. Primenenie zakonodatel’stva o kreditovanii i raschetah [Application of the legislation on crediting and calculations]. Moscow, 1967. 259 p.
  3. Zaharova N. N. Kreditnyj dogovor: grazhdansko-pravovye aspekty [Credit agreement: civil aspects.]. Moscow, 1997. 157 p.
  4. Mejer D. I. Russkoe grazhdanskoe pravo: v 2 ch. [Russian civil law. In 2 part]. Moscow,1997. 219 p.
  5. Shershenevich G. F. Kurs torgovogo prava: v 4 t. T. II. Tovar. Torgovye sdelki [Course of a commercial law: in 4 vol. Vol. II. Goods. Commercial transactions]. Moscow, 1998. 544 p.
  6. Syrbe T., Bartholomy M., Bortkevicha V., Anichkin A. Real Estate in Russia – A Legal Guide. Clifford Chance CIS Ltd. Moscow, 2010. 136 p.
  7. Solomin S. N. Teoreticheskie problemy grazhdansko-pravovogo regulirovanija bankovskih kreditnyh otnoshenij: avtoref. dis. kand. jurid. nauk. [Theoretical problems of civil regulation of the bank credit relations. Cand. of law sci. thesis diss.]. Moscow, 2007. 39 p.
  8. Grazhdanskoe pravo: v 2 t. T. 2. Pod red. O. N. Sadikova [Civil law: in 2 vol. Vol. 2. Ed. by O. N. Sadikov]. Moscow, 2007. 608 p.
  9. Federal’nyj zakon «O bankah i bankovskoj dejatel’nosti» ot 02.12.1990 № 395-1 [The federal law «About banks and bank activity»]. Sobranie zakonodatel’stva Rossijskoj Federacii [Collected legislation of the Russian Federation].1996, no. 6, article 492.
  10. Grazhdanskoe pravo. Chast’ vtoraja. Otv. red. V. P. Mozolin [Civil law. Part second. Ed. V. P. Mozolin]. Moscow, 2004. 412 p.
  11. Kommentarij k GK RF, chasti vtoroj. Pod red. T. E. Abovoj, A. Yu. Kabalkina [The comment to the Civil code of the Russian Federation, part second. Ed. by T. E. Abova, A. Yu. Kabalkin]. Moscow, 2003. 976 p.
  12. Grazhdanskoe pravo: v 3 t. T. 1. Pod red. A. P. Sergeeva, Yu. K. Tolstogo [Civil law: in 3 vol. Vol. 1. Ed. by A. P. Sergeev, Yu. K. Tolstoy]. Moscow, 2007. 776 p.
Received: 
17.09.2013
Accepted: 
22.10.2013