коммерческие банки

The article is devoted to the processes of commercial banks restructuring. It identifies the vital reasons for the restructure processes in different forms. The author makes a detailed analysis of the influence of the human factor and culture on the restructure process in the forms of mergers and engrossments. There are given the examples of the consequences of the cultural variants implementation in the process of restructure. The basic reasons of the failures in the process of restructure are given in the article.

Introduction. The banking sector is a key sector of the national economy and a growth factor, determining its efficiency and development prospects. Over the past year and a half, the national economy in general and the banking sector in particular have been adapting to the external negative impact of the sanctions policies of Western countries. Package sanctions were created on a regular basis and are used today to limit the development of the country in all areas. Theoretical analysis.

Introduction. Modern Russian banking system is going through a difficult period of reform and global change. Status of the Russian banking system reflects the general state of the economy and the financial sector of the country and the world. It is characterized by low immunity to numerous, including systemic risk, low maneuverability in a high level of uncertainty. All these factors reduce the functional capacity of the Russian banking system as a whole. Theoretical analysis.

Introduction. The absence of Russian corporate practice on the formation of a unified concept of internal control of commercial bank and methodological support of regulatory risk management process determines the relevance of the theory and methodology of approaches to the organization of internal control and management of regulatory risk in a business bank. Theoretical analysis.