проектное кредитование

The author explains the difference between the banking model of the innovation projects’ credits and the financing innovation by venture funds. This article notes the importance of specific assessment and risk-management in project crediting innovation. The article defines the basic financial structure of project credits. In this study the author highlights the importance of investment consortiums in innovation project financing.

The article highlights the project credits innovations as consequences or during recent financial crisis of innovative projects financing in Russia. At the same time this study presents the factors that impact on the project crediting. The author defines the reasons of underdevelopment innovation project credits by Russian banks. He highlights some important elements of the project credits in the Russian banks practice.