банковская сфера

In clause theoretical questions of formation of system properties of bank sphere of Russia of the beginning of ХХI centuries are considered, and abilities of banks and other credit establishments to keep the saved up elements of the mechanism of interaction among themselves and with real economy. The author makes an attempt to deduce the basic, base system properties of bank sphere of Russia and importance of their development in the long term and, in particular, during modern world financial and economic crisis.

Introduction. Misseling has become a problem for commercial bank customers today. Misseling can be found both in large credit institutions and small banks. Formally, this is not a violation of the law, but, in fact, misleading of the client. In fact, there is a bank fraud when selling a banking product or service.