Izvestiya of Saratov University.
ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)


Specification of Requirements for Credit Assessment of Borrowers

Introduction. Reviewed banking license by the Central Bank continues to occur, usually as a result of placement of funds by banks in the form of loans to the low-quality assets with low liquidity. The situation is complicated by a zero rate of growth of the economy and the fall in consumer demand. There is a growth of overdue loans, especially for small businesses.