Izvestiya of Saratov University.
ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)


Specification of Requirements for Credit Assessment of Borrowers

Introduction. Reviewed banking license by the Central Bank continues to occur, usually as a result of placement of funds by banks in the form of loans to the low-quality assets with low liquidity. The situation is complicated by a zero rate of growth of the economy and the fall in consumer demand. There is a growth of overdue loans, especially for small businesses.

Modern Condition and Prospects of Development of Remote Service in the Banking Industry

Introduction. The purpose of this article is to assess and identify prospects for the development of remote services in the banking industry, using the criteria for evaluating banking activities. Theoretical analysis. In the process of analyzing the remote banking services’ level of development, methods of logical and statistical analysis were used. Using these methods, the authors rank the activities of commercial banks.