Izvestiya of Saratov University.
ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)


финансовая грамотность

Financial Literacy of Citizens in the Russian Federation

Introduction. The relevance of the study confirmed a significant public attention, public institutions and individual households to the issue of financial literacy in Russia. To date, it continues to develop technologies to improve the financial literacy of the population. Theoretical analysis. The increase of financial literacy should be facilitated by the system of public policies for the development of financial education system, strengthening the protection of rights of consumers of financial services, increasing their accessibility for citizens.

Financial Literacy of the Russian Population: the Problem Field and Conceptual Model

Introduction. The development process of improving financial literacy is natural, since an adequate level of financial literacy contributes to the improvement of living standards, the financial security of citizens, economic development and improve social welfare. To date, the search for methods of integrated assessment of financial literacy and mechanisms of its increase. Theoretical analysis.

Basic Knowledge Standards for Evaluating Financial Literacy of Adults Population

Introduction. The article reflects the basic requirements for the results of the financial literacy system for the adult population. Theoretical analysis. The standard of basic knowledge is a tool in the field of education, fixing the level of knowledge that determines financial literacy. Empirical analysis.

Problems of ensuring the security of an individual’s economic trace on the Internet

Introduction.The article deals with the problems of ensuring the security of economic information of individuals on the Internet. The concept and forms of the economic Internet trace of the individual are investigated. Theoretical analysis. Fraudulent actions in a virtual environment directed against individuals account for a signifi cant proportion of the total number of cybercrimes. The main motive of the off enses is to obtain fi nancial benefi ts, and the method is the distribution and use of malicious software.