Izvestiya of Saratov University.
Economics. Management. Law
ISSN 1994-2540 (Print)
ISSN 2542-1956 (Online)

Management

Problems and Perspectives of Estimating of the Efficiency of Municipal Administrative and Results of Expenses Municipal Budgets

The article systemizes the main problems of regulations of expenses studies of low and method basis of the definition of efficiency of municipal administrative work and the results of expenses municipal budgets. The necessity of the use of minimal social standards in the process of management of budget expenses is explained. 

Reflection of Unfinished Production Cost on the Balance Sheet

The article describes the existing order of the reflection of work in progress on the balance sheet. It is established, that the current system needs improvement.

Construction of the Structure of Preferences for Indifference Map

The purpose of this article paper is to study ways to build relationships based on consumer preferences for more information about his preferences. This additional information is considered as a task card indifference. The main result of the work is finding the conditions under which a map of indifference preference relation determines a unique way.

Integrated Application of Statistical Methods in the Value Analysis

The paper considers the theoretical basis and methodological support to the integrated application of statistical techniques in value analysis.

Forming a model for assessing economic security in conditions of digital transformations

Introduction. New economic conditions today are reflected in the development of the digital economy and determine the need to develop new methods of assessment, management, ways to attract specialists. In this article, an attempt was made to formulate a model for assessing economic security in the context of digital transformation, showing how the introduction of digital technologies contributes to the growth of real industry indicators and indicators and economic security.

Import substitution as a factor of Russian economy innovative development

Introduction. In the modern world, the introduction of innovations is becoming one of the main ways of economic development of both organizations and states. In this regard, the process of switching Russian economy to the innovative way of development acquires special importance. Still in 2011, the Government approved the Strategy for Innovative Development of Russia until 2020: it formulates the goals of the country’s long-term development and indicators that characterize their implementation.

Financial aspects of the Saratov agglomeration development

Introduction. The issue of financial support for the development of urban agglomerations is one of the most relevant, since the timeliness and completeness of the integration processes financing largely determine the success in achieving the goals of creating agglomerations. Of particular importance is the budgetary and tax integration of local territories included in the single agglomeration space, since the current legislation establishes significant independence of local authorities in the formation of local budgets. Theoretical analysis.

Using Multi-state Markov models to predict the probability of borrowers’ default

Introduction. After the crises, lenders realized the importance of assessing the risk of default on loan portfolios in various economic conditions. Modeling of credit risk assessment occurs mainly using internal ratings of banks based on probabilistic models of defaults of borrowers over a certain period of time. Theoretical models. Three models are considered. The fi rst is a naive Markov model with R states. The transition matrix is given. The second is a Markov model with multiple states with covariates.

Statistical analysis of housing availability in Russian regions

Introduction. Social living conditions and related problems are one of the key indicators of the level and pace of the socio-economic development of modern society. The Russians’ standard of living is constantly on the agenda of the academic community and the Government of the Russian Federation. Accordingly, the study of the state and prospects for the development of key indicators characterizing the well-being of the population is one of the main tasks of economy. Theoretical analysis.

Misseling as a modern tool of unfair sales of banking products and services in commercial banks

Introduction. Misseling has become a problem for commercial bank customers today. Misseling can be found both in large credit institutions and small banks. Formally, this is not a violation of the law, but, in fact, misleading of the client. In fact, there is a bank fraud when selling a banking product or service.

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